Important Information

  1. This product is an insurance policy issued by Royal London 360 Insurance Company Limited ("the Company"). Any underlying investments and contributions made to the Company will become the property of the Company and are therefore subject to the credit risks of the Company.
  2. You are not investing into the underlying fund yourself and you therefore do not have any ownership over the underlying assets.
  3. The underlying assets which you may choose to calculate your investment return include SFC-authorised funds and other assets/investments such as stocks, bonds etc. The underlying assets may have very different characteristics and associated risks. You must ensure that you fully understand the nature of and the risks associated with any underlying assets. You are also strongly urged to seek independent financial and other advice before making such investment decisions.
  4. Early surrender penalties will be applicable depending on the charging structure chosen.
  5. The return of your investments from this product may be lower than the return from your direct holding/investment in the underlying assets due to the fees and charges of this product.
  6. You should not rely on this website alone. Please refer to the relevant Principal Brochure for full details before investing.
  7. You should not invest in this product unless you understand it and it has been explained to you how it is suitable for you. The final decision is yours.

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