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Simplicity
Our product is designed to give complete coverage with minimal fuss. We have structured it to be easily understandable.
The benefits of LifePlan are split into three different categories. These are Core Benefits (mandatory), Additional Benefits (these can be added onto the policy at an additional cost) and Added Extras (these are added onto the policy at no additional cost). We have included tables below that show the minimum and maximum levels of cover:
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Primary life cover |
USD 45,000 |
USD 7,500,000* |
Whole of life |
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Accidental death benefit |
USD 45,000 |
USD 500,000 |
Expires at age 65 |
Critical illness cover |
USD 45,000 |
USD 750,000* |
Whole of life |
Term critical illness cover |
USD 45,000 |
USD 750,000 |
Expires at age 65 |
Term life cover |
USD 45,000 |
USD 7,500,000 |
Expires at age 65 |
Waiver of premium |
USD 2,400 |
USD 30,000* |
Expires at age 65 |
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Aeroplane cover |
Double life cover up to USD 1,000,000 |
Whole of life |
Children's critical illness cover |
Up to maximum of USD 15,000 |
The child is covered until 18. You can include up to 3 children |
Guaranteed insurability option |
Up to USD 37,500 for each child added (maximum of 2) up to USD 75,000 for marriage |
Whole of life (expires at age 55) |
Repatriation benefit |
USD 7,500 |
Whole of life |
Temporary accidental death benefit |
Up to USD 75,000 |
Until the policy acceptance letter is issued |
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* Indexation above the policy maximum only applies to the benefits selected for the whole of life.
For further information including a full description of the possible benefits and risks contact your financial adviser.
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