Introducing Quantum

Today's global environment demands a savings product which is tax efficient and capable of maximising returns, while also allowing the widest possible flexibility so that, as your circumstances or objectives change, your investments are free to adapt with you. That is exactly why Royal London 360° has developed Quantum as a flexible solution to meet the financial planning needs of the international investor. Available for the international market, Quantum has the sole aim of growing your wealth to fulfil your savings goals. Please note that Quantum is not available to residents of the USA and it may be unavailable to residents of other countries. If you are in doubt regarding the residency requirements please contact your financial adviser.

Offering access to a range of quality global funds covering a wide selection of asset classes such as equities, bonds and specialist sectors such as emerging markets, the fund range is diverse enough to allow you to choose your preferred type of investment based on your preference to risk and reward. Plus with the ability to switch investment choices you can take advantage of trends and market conditions as they arise.

With a choice of 7 policy currencies, as well as flexible payment options, Quantum allows you to tailor the funding of your policy to best fit your circumstances.

Furthermore, with 100% of each regular premium you pay allocated to purchasing units ,you can be confident that your money is getting to work straight away.

Withdrawal and income options are also available after a qualifying period. So if you need to pay for regular school term fees; supplement your retirement; or need access to your money on a one-off basis you can. You should be aware however, if you make any withdrawals which exceed the growth of your investment, the value will be eroded.

For policies that qualify, an extra incentive of up to 600% of the first month's premium will be added to the policy. The premium incentive doesn't just apply upon the commencement of the policy either, premium increases may also qualify as well.

Finally, as a thank you from Royal London 360°, a generous loyalty bonus of up to 7.50% of your policies fund value will be applied at the end of the premium term.

To find out more about how Quantum could help you achieve your financial goals as well as to gain an understanding of the risks associated with investment, download the Quantum Brochure, Key Features and Investment Guide and contact your financial adviser.