Quantum Product Summary


A regular premium offshore investment policy combining flexibility and choice with a range of quality global funds.

Product Features includes;

A flexible regular savings policy offering the ability to structure and adapt depending on personal needs and aspirations

Ability to invest globally with funds available in a wide selection of asset classes such as equities, bonds and specialist sectors such as emerging market equities

Ability to switch investment choices as and when you need to (currently free of charge)

Funds available at no initial charge and with no bid offer spread

Choice of policy currencies - United States dollar, Pound sterling, Euro, Swiss franc, Australian dollar, Hong Kong dollar and Japanese yen

100% of each regular premium paid allocated to purchasing units

Choice of payment options including the opportunity to make additional single contributions

Funds within the fund range available in 6 different currencies helping to reduce the risk of currency fluctuation

The flexibility to take premium holidays

Access to your money after the initial allocation period plus withdrawal / income options

The option to appoint an investment adviser

Loyalty bonuses of up to 7.5% of your policy value

Premium incentives of up to 600% of the first month's premium for qualifying policies. Also applies to additional qualifying premium increases


For further information including a full description of the possible benefits and risks associated with Quantum, please read the product Brochure, Key Features and Investment Guide and contact your financial adviser.